Flexible Equipment Financing Options

Once you locate the vendor that will provide the equipment and related services that are needed to make your business more productive, our professional team can structure the lease financing program. We purchase the equipment under your negotiated terms, and design the lease to meet your company's needs and specifications. Our minimum equipment lease amount is $2,000, and we can serve businesses with A, B, or C credit ratings!

At the end of your lease term you are offered the opportunity to purchase the entire equipment package for $1. Generally, the monthly payments are higher for this type of lease. This type of lease offers potential tax benefits. This option is recognized as a capital lease and treated as if purchased for Income Tax purposes. It is deemed a purchase because the transaction transfers ownership and substantially all of the benefits and risks necessary in ownership of property. Businesses are entitled to deduct for tax year 2000 up to $20,000 of fixed asset additions per year under section 179 of the IRS code. Starting in 2001-2002 this amount increases to $24,000 and for 2003 and later the deduction increases to $25,000. The maximum amount is reduced by a dollar for the cost of property placed in service during the tax year over $200,000. As always it is recommended that you consult with your tax advisor to decide which option will best suit your business needs.

Lower monthly payments are an important factor in choosing this option. At the end of the lease you can buy the equipment for 10% of the original purchase price or continue to lease.

The market value of the leased asset at the termination of the lease. If you definitely intend to trade-in, upgrade, and/or return the equipment at the end of the lease, choose FMV, but remember, you may be responsible for the value of the equipment if it is not in good repair at the end of the lease term.

The Seasonal Payment Plan is an option for businesses that experience fluctuating time periods of higher and lower revenue production on an annual basis. To utilize this plan, designate the 3 consecutive months that your business requires a waiver of payments. The remaining 9 payments during each year will be calculated based upon the Lease One Corp. rate factor for the plan.

Lease One Corp. offers your company a 60-Day Deferral Program in which the lessee pays the Security Deposit with the documentation and then is not invoiced until 60 days after funding. Since Lease One Corp. bills in arrears, this is actually a 90-day deferred payment plan.

90-Day Deferral Plan (120-Day Deferred Payments) The 90-Day Deferral Plan is extremely helpful for those customers acquiring equipment that does not generate income during the first 90 days. With this program, Lease One Corp. has minimal contact payments of $25 for each of the first three (3) months followed by the normal term at the determined rate factor.

The Step-up Program with reduced monthly payments for the first 12 months of the 3 to 5 year term leases offer attractive benefits for a number of different lessee's needs. It is an effective advantage to those customers who are particularly interested in maximizing their benefits versus cost during their first year of equipment use.

Provides you with added flexibility in a leasing program. The Waive Payment Voucher Program allows your company to tailor its own payment plan by giving you the option to remit up to 3 vouchers a year, and 6 vouchers total during the term of the lease, in lieu of full lease payments. The following steps are those needed to utilize this program: · The voucher program is available on 36, 48, and 60 month terms. · Lease One Corp. will mail 6 vouchers to your business with the copy of the lease agreement. · Your company may utilize up to three vouchers per year, but no more than 3 consecutive payments. · Only one voucher may be sent at a time. · Your company remits $25 (plus tax) with each voucher in lieu of full payment. · Your business must be current to qualify.

Your company pays a $100 Security Deposit and has the first six payments at $100. The remaining 30, 42, or 54 payments are at the determined rate factor.

With this program, your company pays 2 Security Deposits totaling $198. The first six payments are $99 followed by 30, 42, or 54 payments at the determined rate factor. Annual Payment Plan For those businesses that request annual payments, Lease One Corp. can fit those needs. The first payment collected is an ADVANCE and not a security deposit. Please contact your Sales and Marketing Executive with any questions. $19.99 Security Deposit Program Lease One Corp. has a unique program requesting minimal up front costs to enter into a lease. That program is the $19.99 Security Deposit Program. With this program, your company simply pays the $19.99 to Lease One Corp. as a Security Deposit, and payments are calculated using the determined factor.

10% Security Deposit Buyout Program For those businesses requesting a prepaid Purchase Option Plan, Lease One Corp. offers the 10% Security Deposit Buyout Program. With this program, the your business pays a 10% security deposit upon signing the lease. The original security deposit may serve as the buyout of the lease, provided that there are no outstanding charges at the end of the lease term.